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Personalised Engagement Invitations – pack of 25 (Includes Free Envelopes) – Limited Offer

25 Luxury Hand Made Personalised Engagement Invitations. Please send your wording requirements using amazon messages and we will email a draft for approval. Please include your mobile number if you would like a text to let you knowhen we have emailed yourdre emailed your draft. E-proofs are emailed same day if we recieve the wording before 6.30pm. Once items are approved they are dispatched next day

  • 25 Personalised engagement Invitations with envelopes included
  • Printed on 350gsm card & include envelopes.
  • FREE DRAFT: Please send your wording requirements to sales@siennamai.com before you order and we will email a draft free of charge so you can see them before you buy.
  • Please send your wording and colour requirements using amazon messages and we will email a draft for approval.
  • All orders are dispatched within 1-2 working day Monday – Friday once your item is approved for printing.y order once you have your wording requirements ready

Bumper Bargains: Sale Offers

Vodafone to launch gigabit FTTP broadband with CityFibre

Vodafone is bringing fibre broadband services, capable of delivering gigabit (1Gbps) speeds, to millions of UK home and businesses. Using CityFibre’s extensive optical fibre network to connect addresses, the current plan is to pass 5 million addresses by 2025, with work beginning early next year. The first phase of the scheme, which aims to pass 1m premises, is due to be finished by 2021, and the second phase, which will see the remaining 4m passed, is due to be completed by 2025.

CityFibre’s chief executive Greg Mesch said that this equates to 20 per cent of the UK broadband market and will “transform” the lives of millions. It’s not been revealed exactly where Vodafone will first set up shop, or how much these services will cost. CityFibre owns and runs networks in over 40 major cities across the UK, including Aberdeen, Manchester, Newport and London.

Vodafone’s press release suggests that the build will happen on a city by city basis. The joint venture means that in time, other ISPs will be able to make use of CityFibre’s expanded footprint, too. During the build phase of each network, Vodafone will have exclusive rights to sell FTTP (Fibre to the Premises) broadband to customers.

No future partners are being announced today, but Sky and TalkTalk have made no secret about the fact that they’ve been running a trial of FTTP broadband with CityFibre in York[1]. Meanwhile, BT aims to roll out FTTP connections to 2m premises by 2020[2]. In addition, it’s passing 10 million addresses with G.fast[3], which can deliver triple digit download speeds, but isn’t future-proof in the way FTTP is.

In a thinly veiled jibe at BT’s Openreach network, Vodafone UK’s chief executive Nick Jeffery said: “The UK has fallen far behind the rest of the world, trapped by the limited choice available on legacy networks. We look forward to working with CityFibre to build the Gigabit fibre network that the UK needs and deserves.” Despite this comment, Vodafone currently offers[4] ADSL and FTTC (Fibre to the Cabinet) services to customers via Openreach.

Services cost either ?25/month for unlimited up to 17Mbps and 38Mbps services, or ?30/month for its fastest up to 76Mbps service.

Dark light….Come shine in her lost heart tonight![5]” by Nikk[6] is licensed under CC BY 2.0[7].

References

  1. ^ they’ve been running a trial of FTTP broadband with CityFibre in York (uk.pcmag.com)
  2. ^ BT aims to roll out FTTP connections to 2m premises by 2020 (uk.pcmag.com)
  3. ^ 10 million addresses with G.fast (uk.pcmag.com)
  4. ^ currently offers (uk.pcmag.com)
  5. ^ Dark light….Come shine in her lost heart tonight! (www.flickr.com)
  6. ^ Nikk (www.flickr.com)
  7. ^ CC BY 2.0 (creativecommons.org)

Rental revolution: 5 reforms shaking up lettings in Scotland

Sweeping reforms to the rules for letting home in Scotland will come into force in just over a month. Here, we take a look at five of the biggest changes, and consider whether the rest of the UK might follow suit. From December 1, private rented tenancies will replace assured shorthold tenancy agreements in Scotland, bringing with them some of the biggest changes the private rented sector has seen.

The new rules will apply to all new tenancy agreements in Scotland.

  • If you’re currently renting and are thinking of buying your first home, you can get some impartial, expert advice on mortgages by calling Which? Mortgage Advisers[1] on 0808 252 7987.

1. Tenancies won’t have a set end date

Tenancy contracts[2] will no longer have a set expiry date, meaning they will run indefinitely unless the tenant gives notice or the landlord uses one of new ‘grounds for eviction’.

If a tenant has lived in a property for longer than six months, landlords will now have to give them 84 days notice to leave the property. Tenants wishing to leave of their own accord will have to give 28 days notice.

2. Rent increases will be limited

Tenants will be offered protection from rent increases, with no more than one increase allowed every 12 months.

If a tenant is unhappy with the amount their rent is being increased, they can refer the matter to a ‘rent officer’, who is part of the Scottish Government’s Rent Service Scotland. Local authorities in Scotland will also be able to apply to ministers to cap increases in areas where fees are rising too quickly. These will be designated as ‘rent pressure zones’.

3.

A tribunal will oversee disputes

Both landlords and tenants will be able to apply to a first-tier tribunal to resolve disputes. Tenants will be able to dispute various aspects of their tenancy, including if they feel they’ve been misled into moving out, or if their landlord has failed to provide them with the documentation about their rights and the terms of their agreement. Landlords, meanwhile, will be able to apply to the tribunal if their tenant refuses to leave after an eviction order and a ‘notice to leave’ is provided.

4.

Eviction processes will be simplified

Under the new system, landlords[3] will have 18 different ‘grounds for eviction’, under which they can ask their tenant to move out. The first eight ‘mandatory’ grounds are landlord led, including the intention to sell or refurbish the property, or move in to it themselves. When evicting a tenant for these reasons, landlords will have to give the full 84 days notice outlined earlier.

The other grounds, which mainly centre on tenants breaching their tenancy agreements, can be enforced with a notice period of 28 days.

5. Tenancy agreements will be modernised

The paperwork around tenancy agreements will be simplified under the new regulations. The Scottish Government will recommend a ‘model tenancy agreement’ to landlords, which will have standard clauses that landlords can edit to suit their circumstances.

When ending a tenancy, landlords will need to use a standardised ‘notice to leave’ form.

Will the rest of the UK follow suit?

It remains to be seen whether the rest of the UK will bring in similar changes in due course. The government has already announced tentative plans to bring in longer tenancy periods and crack down on rogue landlords, which may be fleshed out further in the Budget speech next month. Scotland has long been a trailblazer in rental reform.

While England and Wales are set to impose bans on letting agent fees for tenants (and Northern Ireland is still considering its options), Scotland brought in its own ban five years ago. Your home may be repossessed if you do not keep up repayments on your mortgage. Which?

Limited is an Introducer Appointed Representative of Which? Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which?

Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited.

References

  1. ^ Which?

    Mortgage Advisers (mortgageadvisers.which.co.uk)

  2. ^ Tenancy contracts (www.which.co.uk)
  3. ^ landlords (www.which.co.uk)